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What is Accident Insurance?
Accident insurance policies1 help provide support when life’s most unexpected moments arrive. Supplemental accident insurance is meant to be purchased in addition to your primary policy. It helps pay the bills that your major medical insurance doesn’t completely cover.
This helps provide peace of mind when new and unexpected injury costs occur. Aflac works by paying benefits regardless of your current plan. This gives you extra support and financial relief during these covered accidents.
What Does an Accident Policy Help Cover?
When a accident occurs, there can be a great deal of treatment fees that exist outside of hospital bills. Aflac pays you cash benefits directly (unless assigned), which can be used for any of these services:
Ambulance Rates
Provides financial assistance if an ambulance is required to transport you to the hospital.
Intensive Care Costs
Helps cover the treatments and procedures needed to restore your health.
Major Diagnostic Test & Exam Fees
Assists with the cost of x-rays, blood tests, CT scans, MRIs, and any other exams needed to assess the injury at hand.
Therapy Charges
Anticipates the need for therapy, both physically and emotionally, to recover from the impact of the accident.
Rehabilitation Costs
Aids any facilities or programs needed to create a seamless recovery.
Family Support Benefits
Provides benefits your family can use too, like cash payments for medical bills or everyday expenses.