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    • Home
    • Employee Benefits
    • Commercial Insurance
    • Personal Insurance
    • Contact
    • Wellness Benefits
    • Supplemental Benefits
    • SIMRP
  • Home
  • Employee Benefits
  • Commercial Insurance
  • Personal Insurance
  • Contact
  • Wellness Benefits
  • Supplemental Benefits
  • SIMRP
Smarter Insurance and Benefits Strategies

Smarter Coverage. Multiple Carriers. One Local Agent

Smarter Coverage. Multiple Carriers. One Local AgentSmarter Coverage. Multiple Carriers. One Local AgentSmarter Coverage. Multiple Carriers. One Local Agent

Employee Benefits for Alabama & Tennessee Employers

Our group health plans include dental, vision, and life/disability coverage, with a focus on effective renewal strategies and compliance, while also addressing supplemental benefits.

Request a Benefits Quote

About Business

Group Health Plans

Renewal Strategy / Compliance Support

Group Health Plans

Our major medical options include group health plans that fit your budget and team—designed for retention, not confusion, while incorporating a solid renewal strategy and supplemental benefits.

Dental + Vision

Renewal Strategy / Compliance Support

Group Health Plans

Our group health plans feature simple choices that employees actually use, along with various carrier options and clean enrollment support to enhance your renewal strategy, as well as supplemental benefits.

Supplemental Benefits

Renewal Strategy / Compliance Support

Renewal Strategy / Compliance Support

Our group health plans cover essential areas such as cancer, accident, critical illness, and hospital indemnity, along with life and disability insurance. Additionally, we offer supplemental benefits that include wellness and telehealth services, all designed to support your renewal strategy.

Learn More

Renewal Strategy / Compliance Support

Renewal Strategy / Compliance Support

Renewal Strategy / Compliance Support

Renewals for group health plans, benchmarking, and compliance support—handled year-round as part of your renewal strategy, including supplemental benefits.

SIMRP: A smarter way to fund benefits.

For the right groups, SIMRP can lower employer payroll taxes while implementing effective group health plans and funding better supplemental benefits and wellness—without blowing up the budget.

Explore SIMRP

How it works

Quick intake

Enrollment + ongoing support

Options + pricing

A quick call to confirm headcount, budget, and goals related to our group health plans and renewal strategy, as well as any supplemental benefits.

Options + pricing

Enrollment + ongoing support

Options + pricing

Explore side-by-side plan options for group health plans, complete with carrier quotes and tradeoffs, to enhance your renewal strategy and consider supplemental benefits.

Enrollment + ongoing support

Enrollment + ongoing support

Enrollment + ongoing support

We provide enrollment help, a renewal strategy for group health plans, and year-round compliance support, along with supplemental benefits.

Request a benefits Quote

Employee Benefits for Alabama & Tennessee Employers

 Still have questions? Email lance@lancehendrixagency.com or call 256-320-7446. 

It depends on the carrier and plan, but most require a minimum percentage of eligible employees to enroll (especially for medical). We’ll confirm eligibility + participation rules up front and show options that fit your headcount. 

Often, yes—by fixing plan design, contributions, network/strategy, and adding the right supplemental/wellness options. 

Company name, employee count, zip codes, effective date, and whether dependents are included. If you have it: current plan summary + renewal rates. 

Yes. Many employers start with dental/vision (and sometimes voluntary benefits) and add medical when timing and budget make sense. We’ll map a phased rollout so you don’t paint yourself into a corner with participation rules later. 

Yes. I can help you stay organized around the common benefits compliance items and deadlines and coordinate what’s needed. 

Yes—renewal strategy, employee changes, carrier issues, and year-round support. 

Yes—depending on your goals and group setup. We can layer in employee-paid options and adjust contribution strategy, and for some employers a tax-advantaged approach (SIMRP) can create savings that help fund richer benefits without increasing the bottom line cost. If SIMRP isn’t a fit, we’ll stick to a traditional plan strategy. 

Ready for options and pricing?

Please send your census and current group health plans, if available. I’ll return with clear options and tradeoffs for your renewal strategy, including supplemental benefits.

Request a Benefits Quote

 © 2026 Lance Hendrix Agency. Hendrix Employee Benefits is a division of Lance Hendrix Agency. All rights reserved.

Florence, AL • 256-320-7446

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