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    • Home
    • Employee Benefits
    • Commercial Insurance
    • Personal Insurance
    • Contact
    • Wellness Benefits
    • Supplemental Benefits
    • SIMRP
  • Home
  • Employee Benefits
  • Commercial Insurance
  • Personal Insurance
  • Contact
  • Wellness Benefits
  • Supplemental Benefits
  • SIMRP
Smarter Insurance and Benefits Strategies

Protect Your Business. Cover Your Team. We Handle It.

Protect Your Business. Cover Your Team. We Handle It.Protect Your Business. Cover Your Team. We Handle It.Protect Your Business. Cover Your Team. We Handle It.

Commercial Insurance for Alabama and Tennessee Businesses

Coverage that works. Quotes that move fast.

General liability, workers' comp, commercial auto, property, umbrella, and COIs for contractors, local businesses, and property owners. Independent agency. Multiple carriers. Fast quotes. 

Request a Quote

Independent agency · Multiple carriers · Licensed in Alabama & Tennessee

Who We Work With

Contractors

Landlords & Property Owners

Main Street Businesses

 Electricians, plumbers, roofers, GCs, HVAC — if you need a COI by Friday or workers' comp to stay on the job, we handle it fast. General liability, commercial auto, tools and equipment, umbrella. 

Get a Contractor Quote

Main Street Businesses

Landlords & Property Owners

Main Street Businesses

 Boutiques, salons, restaurants, offices, service businesses — coverage that fits your operation without overpaying. General liability, property, BOP, professional liability, commercial auto. 

Get a Business Quote

Landlords & Property Owners

Landlords & Property Owners

Landlords & Property Owners

 Rental homes, duplexes, small apartment buildings — protect your income property with the right liability, property, and umbrella coverage. We handle habitational risks other agents avoid. 

Get a Property Quote

Coverage We Handle

 General Liability · Workers' Compensation · Commercial Auto · Commercial Property · Business Owner's Policy (BOP) · Umbrella / Excess Liability · Professional Liability · Inland Marine / Tools & Equipment · Certificates of Insurance (COIs) · Builders Risk · Liquor Liability · Cyber Liability 

We Shop the Market for You

Why Work With Us

We are an independent agency — we shop multiple carriers to find the best rate and fit for your business. No captive carrier agenda. No runaround. Just straight answers and fast quotes. Licensed in Alabama and Tennessee. Based in Florence, AL. Serving the Shoals, North Alabama, and Southern Tennessee. 

Frequently Asked Questions

 Common Questions 

 Usually same day or next business day. 


 Yes. We quote workers' comp across multiple carriers for contractors and businesses in Alabama and Tennessee. 


 A Business Owner's Policy bundles general liability and property coverage into one policy — usually cheaper than buying them separately. 


 Yes. We write landlord and habitational policies for rental homes, duplexes, and small apartment buildings.


Need help fast? Start here.

Contractor COI by Friday? Need workers’ comp? Need home and auto quotes? I’ll help you get it handled fast. 


      Request a quote → 


      Call: 256-320-7446 

    

      Text: 256-678-8285  



 © 2026 Lance Hendrix Agency. Hendrix Employee Benefits is a division of Lance Hendrix Agency. All rights reserved.

Florence, AL • 256-320-7446

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